Every
year there are over 40 million accidents in the United States. In the event
that you or someone you know is involved in an automobile accident there are
steps that should be followed start to finish. However, many people make
crucial mistakes that work against them. In the same token many freely wave their
rights unknowingly which hurt their insurance claims in the end.
The main
causes of Automobile accidents-
There are
various factors that cause automobile accidents which are detailed below:
Talking
on the phone/texting
· Driving
a defective car
· Doing
makeup/Tying your tie(no it isn't just the women fellas)
·
Eating
·
Not
paying attention
·
Braking
to late/Braking to fast
·
Wild
animal causes a car pileup (in which you are so lucky to be a part of)
·
Drunk
drivers
·
Reckless
Drivers
·
The
person who had his or her brother or sister go take the driver’s test for them (there are many
illiterate hair blowing in the wind, I don’t have a care kind of people out
there)
·
Seasoned
Professional Road Ragers
·
Driving
past the limit/Driving under the limit
·
People
switching lanes to quick or too slow
And
last but not least the scam artist in the car ahead of you purposely causing commotion
to reap the benefits of a nice insurance check from damage done to their car.(I
advise no one to try this scam because 9 times out of 10 it won’t work to your benefit
in the end )
Every driver should maintain theses three factors, because you may be the only conscious person on the scene. Moreover everybody involved may be in a panic, including the driver in front or behind you. Granted that, if you act impulsively and jump out of your car without being all of the three factors I mentioned above, you can lose out in the end. With that in mind, there is step number two on the checklist in automobile accident.
Look
around and see if there are any hurt, unconscious or unresponsive passengers in
your car? This is the very critical part of an accident your ability to
maintain your health as a conscious driver. Move your car if possible out of
the way of oncoming traffic, but don’t leave EVEN IF YOU DON’T HAVE CAR INSURANCE!!!Stay
at the scene of the accident, because fleeing the scene of a crime carries
strict punishments under the law, especially if there was a wrongful death claim
filed provided that you were involved, as well as caught.
Provided that you
have stayed at the accident, warn other drivers put your hazardous lights on immediately.
If you are a driver of a larger vehicle like a U-Haul or some larger vehicle,
put your triangle reflectors out or set flares.
These
seem like really long steps; however I assure you that there is a automobile
accident that happens every 5 seconds. When any accident happens it happens
very fast, and these steps are to be executed in military manner, in others strictly
and in order.
Consequently,
the next step is to call the police. Do not take in matters directly into your
own hands because this could prove to be damaging when you are in an automobile
accident. Immediately following calling the police get in touched with your
insurance company. This is stressed because the quicker you get in touched with
them, the fresher the facts from the automobile accident. In addition, the sooner your insurance company
knows about the accident, the sooner they can start working to resolve your
claim.
(Don’t discuss
anything with the opposing party)
A very
BIG Don’t is to not admit that the automobile was your fault. The only people
you should correspond with is the police and you insurance agency claim
representative.
Take
notes-
·
Write
down the names
·
addresses
·
phone
numbers
·
license
numbers for all drivers and witnesses,
Always
get the information to those who weren't in the accident. This technique is
very valuable to you automobile accident insurance claim. Equally important
obtain insurance numbers and as well as policy numbers.
(Pat
yourself on the back)
You have
just followed the above steps on what to
do in an Automobile accident and on your way to a great start. Hopefully your
precious car isn't totaled by now, but if it is you are well on your way to
getting a new if you followed all of the above steps.
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